Pension & Wealth Consultants, LLC

Pension & Wealth Consultants, LLC are experts in all aspects of qualified retirement plans, life insurance and estate and business succession planning. We design, implement and maintain innovative custom strategies for small to mid-sized businesses based on current realities and future objectives, helping you to reach your most important financial and business goals.

We customize our retirement plan design, administration and investment services to fit the needs and unique employee demographics of each client, with the goal of maximizing the benefits provided to the businesses owners and key executives. We educate plan fiduciaries regarding the best practices in operating their programs to minimize their fiduciary liability and guarantee a sound retirement program for their employees. We understand the guidelines that the IRS and Department of Labor have issued for the proper operation of qualified plans, as well as the responsibilities of each plan’s trustees and fiduciaries under those guidelines.

Our goal is to help you:

  • Create the most appropriate plan to meet your specific needs
  • Remain fully compliant with all IRS and Dept. of Labor requirements
  • Minimize your liability as Fiduciaries under ERISA through proper investment due-diligence and consulting, as well as employee education
  • Maximize the amount of benefit that the business owners and key employees may receive
  • Pass 401(k) Discrimination Testing through proven methods that increase plan participation
  • Be more educated about your retirement plan through periodic plan review meetings

To find out more about how Pension & Wellness Consultants, LLC can be of service, contact Senior Vice President, Joseph R. Sellitto, today.